ZIP 80540 Property Distress & Foreclosure Data

ZIP code 80540 in Boulder County, Colorado carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (53/100), institutional ownership (42/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), FEMA disaster exposure (69/100). On the structural side it scores 53/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 1% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 61% of adults hold a bachelor's degree or higher. Around 28% of renters are cost-burdened. At $136,109, median income runs above typical U.S. levels. The ZIP holds roughly 2,621 housing units. 4,620 residents call 80540 home, typically aged 47. 86% of housing is owner-occupied. The poverty rate is 6.3% — low. The vacancy rate is 20.6% — elevated. The demographic-stress sub-score lands at 31/100. The typical home is worth about $795,500 (5.8× income).

Taken together, 80540 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.