ZIP 80540 Foreclosure, Tax-Lien & Distress Report

ZIP code 80540 in Boulder County, Colorado carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are structural risk (51/100), institutional ownership (37/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (16/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (92/100). Structural risk reads 51/100 against active distress of 5/100.

Prices here sit in a contraction phase: values fell 1.3% over the trailing year, 1.7% off the recent peak, and 1% higher over three years, at 28/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Educational attainment sits at 61% bachelor's-or-above. Rent burden reaches 28% of tenant households. Households earn a median $136,109 — above the roughly $78,000 national figure. There are about 2,621 housing units across 80540. About 4,620 people live here, median age 47. The tenure split is 86% owner-occupied to 14% rented. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 20.6% — elevated. DLRadar's demographic-stress index for the area reads 31/100. A median home runs $795,500 here, or 5.8 times local income.

On the whole, 80540 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 80540 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 80540 stays directly comparable to neighboring ZIPs and the rest of Boulder County, Colorado. Every figure is auditable to a public dataset and refreshed on ingest; 80540 shows blanks, not estimates, wherever the record is sparse.

80540's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 80540 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.