ZIP 80537 Property Distress & Foreclosure Data

In Larimer County, Colorado, ZIP 80537 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (51/100), institutional ownership (46/100), mortgage stress (17/100). mortgage stress (17/100) and construction/permit lag (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (77/100). On the structural side it scores 51/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 4% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

64% of housing is owner-occupied. Around 40% of renters are cost-burdened. The ZIP holds roughly 20,101 housing units. The typical home is worth about $484,300 (5.5× income). At $83,746, median income runs near typical U.S. levels. Around 37% of adults hold a bachelor's degree or higher. 44,505 residents call 80537 home, typically aged 41. The demographic-stress sub-score lands at 34/100. The poverty rate is 7.0% — low. The vacancy rate is 3.1%.

Overall, 80537 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.