ZIP 80512 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 80512 (Larimer County, Colorado) at a low 26/100 for overall property distress. Latent structural risk is 56/100 while live distress already moving reads 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), FEMA disaster exposure (71/100). Its heaviest discrete signals: structural risk (56/100), institutional ownership (44/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (18/100) stay muted.

The neutral-phase market in 80512 posted values that held roughly flat over the year, and 21% higher over three years (phase confidence 4/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,702 with a median age of 54. The vacancy rate is 38.6% — elevated. The tenure split is 87% owner-occupied to 13% rented. The poverty rate is 2.8% — low. A median home runs $625,000 here, or 7.3 times local income. Rent burden reaches 45% of tenant households. The ZIP holds roughly 1,400 housing units. Around 53% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 39/100. At $84,856, median income runs near typical U.S. levels.

Taken together, 80512 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 80512 at the moment; the composite and its components are still built from verifiable public records.

Whether 80512 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80512 can be compared directly against any other ZIP in Larimer County, Colorado or nationwide. Where the public record is thin for 80512, the field stays empty rather than modeled, and fills in as new documents post.

Behind 80512's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 80512 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.