ZIP 80528 Foreclosure, Tax-Lien & Distress Report

Larimer County, Colorado's ZIP 80528 registers 26/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (71/100)). The latent-versus-live split is 56/100 structural and 5/100 already moving. Property-level stress concentrates in structural risk (56/100), institutional ownership (44/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (18/100).

Prices here sit in a neutral phase: values held roughly flat over the trailing year, and 21% higher over three years, at 4/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $122,133, above the U.S. median near $78,000. Owners hold 66% of homes, renters 34%. Rent burden reaches 31% of tenant households. About 63% have a four-year degree. The vacancy rate is 2.9%. The ZIP holds roughly 9,639 housing units. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. 24,233 residents call 80528 home, typically aged 35. The demographic-stress sub-score lands at 30/100. A median home runs $705,000 here, or 5.4 times local income.

Net-net, 80528 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 80528 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 80528 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Larimer County, Colorado and the nation. The score is rebuilt from public data as it updates, so 80528 reflects the current record instead of a stale or modeled snapshot.

80528's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 80528 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.