ZIP 80528 Property Distress & Foreclosure Data

In Larimer County, Colorado, ZIP 80528 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (79/100). The latent-versus-live split is 51/100 structural and 5/100 already moving. Its standout signals are structural risk (51/100), institutional ownership (47/100), mortgage stress (18/100). mortgage stress (18/100) and construction/permit lag (14/100) stay muted.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 21% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $122,133, median income runs above typical U.S. levels. 66% of housing is owner-occupied. Around 31% of renters are cost-burdened. Around 63% of adults hold a bachelor's degree or higher. The vacancy rate is 2.9%. The ZIP holds roughly 9,639 housing units. The poverty rate is 5.2% — low. 24,233 residents call 80528 home, typically aged 35. The demographic-stress sub-score lands at 30/100. The typical home is worth about $705,000 (5.4× income).

Overall, 80528 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.