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ZIP 80549 Foreclosure, Tax-Lien & Distress Report

Larimer County, Colorado · Distress market

In Larimer County, Colorado, ZIP 80549 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 55/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (68/100). Its heaviest discrete signals: structural risk (55/100), institutional ownership (42/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 8% higher over three years, at 4/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 84% owner-occupied to 16% rented. Median household income is $103,760, above the U.S. median near $78,000. 14,132 residents call 80549 home, typically aged 36. Rent burden reaches 37% of tenant households. The typical home is worth about $475,900 (4.4× income). There are about 5,208 housing units across 80549. The vacancy rate is 2.4%. The demographic-stress sub-score lands at 29/100. About 44% have a four-year degree. 9.6% of residents fall below the poverty threshold.

On balance 80549 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 80549 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 80549 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 80549 stays directly comparable to neighboring ZIPs and the rest of Larimer County, Colorado. The score is rebuilt from public data as it updates, so 80549 reflects the current record instead of a stale or modeled snapshot.

80549's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 80549 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

26/100
Composite stress
55/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 80549

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk91
80549 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

80549 at a glance

A live read on 80549: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Larimer County ZIPs near 80549

Related reports across Larimer County, Colorado

Related ZIP, county and statewide reads linked to Larimer County, Colorado.

The complete 80549 distress and acquisition report

See who owns each distressed property in 80549, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Built from public records, scored the same way everywhere · methodology

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