ZIP 80549 Foreclosure, Tax-Lien & Distress Report

In Larimer County, Colorado, ZIP 80549 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 54/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (64/100). Its heaviest discrete signals: structural risk (54/100), institutional ownership (40/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 8% higher over three years, at 4/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 84% owner-occupied to 16% rented. Median household income is $103,760, above the U.S. median near $78,000. 14,132 residents call 80549 home, typically aged 36. Rent burden reaches 37% of tenant households. The typical home is worth about $475,900 (4.4× income). There are about 5,208 housing units across 80549. The vacancy rate is 2.4%. The demographic-stress sub-score lands at 29/100. About 44% have a four-year degree. 9.6% of residents fall below the poverty threshold.

On balance 80549 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 80549 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 80549 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 80549 stays directly comparable to neighboring ZIPs and the rest of Larimer County, Colorado. The score is rebuilt from public data as it updates, so 80549 reflects the current record instead of a stale or modeled snapshot.

80549's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 80549 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.