ZIP 80535 Foreclosure, Tax-Lien & Distress Report

In Larimer County, Colorado, ZIP 80535 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (71/100)). The latent-versus-live split is 56/100 structural and 5/100 already moving. The most distinctive pressure shows up in structural risk (56/100), institutional ownership (44/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (18/100) stay muted.

The market reads neutral — home values held roughly flat year on year, and 55% higher over three years, at 4/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 80535 scores 25/100. 12.6% of residents fall below the poverty threshold. Rent burden reaches 11% of tenant households. 2,238 residents call 80535 home, typically aged 47. Households earn a median $98,056 — above the roughly $78,000 national figure. There are about 988 housing units across 80535. Home values center near $483,300, an affordability ratio of 4.0× — accessible. The tenure split is 77% owner-occupied to 23% rented. About 43% have a four-year degree. The vacancy rate is 2.3%.

Net-net, 80535 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 80535 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 80535 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 80535, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 80535 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 80535 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.