ZIP 80535 Property Distress & Foreclosure Data

Larimer County, Colorado's ZIP 80535 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), FEMA disaster exposure (79/100). The latent-versus-live split is 51/100 structural and 5/100 already moving. The most distinctive pressure shows up in structural risk (51/100), institutional ownership (47/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (14/100) register low.

The market reads peak — home values rose 1.8% year on year, and 55% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 25/100. 12.6% of residents fall below the poverty threshold. Around 11% of renters are cost-burdened. About 2,238 people live here, median age 47. Median household income is $98,056, above the U.S. median near $78,000. The ZIP holds roughly 988 housing units. Home values center near $483,300, an affordability ratio of 4.0× — accessible. Owners hold 77% of homes, renters 23%. Educational attainment sits at 43% bachelor's-or-above. The vacancy rate is 2.3%.

Net-net, 80535 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.