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ZIP 80545 Foreclosure, Tax-Lien & Distress Report

Larimer County, Colorado · High Vacancy market

Larimer County, Colorado's ZIP 80545 registers 26/100 composite distress, which DLRadar reads as low. Latent structural risk is 56/100 while live distress already moving reads 5/100. Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (71/100)). Property-level stress concentrates in structural risk (56/100), institutional ownership (44/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (18/100).

The neutral-phase market in 80545 posted values that held roughly flat over the year, and 39% higher over three years, at 4/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 35% of adults hold a bachelor's degree or higher. The poverty rate is 10.3%. The typical home is worth about $394,600 (4.4× income). DLRadar's demographic-stress index for the area reads 34/100. Vacancy runs 73.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,830 housing units. At $91,500, median income runs above typical U.S. levels. Population is roughly 913 with a median age of 61. 99% of housing is owner-occupied.

Net-net, 80545 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 80545 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Larimer County, Colorado and the nation. 80545 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 80545 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 80545 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
56/100
Structural risk
5/100
Distress activity

What is driving ZIP 80545’s distress

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk91
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 80545 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Built from public records, scored the same way everywhere · methodology

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