ZIP 80545 Property Distress & Foreclosure Data

ZIP code 80545 in Larimer County, Colorado carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 51/100 against active distress of 5/100. Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (79/100)). What sets it apart are the readings on structural risk (51/100), institutional ownership (47/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (14/100).

The peak-phase market in 80545 posted values that rose 1.8% over the year, and 39% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 35% have a four-year degree. Roughly 10.3% live below the poverty line. A median home runs $394,600 here, or 4.4 times local income. On demographic stress specifically, 80545 scores 34/100. Vacancy runs 73.0%, above the national norm and a classic distress-and-opportunity signal. There are about 1,830 housing units across 80545. Households earn a median $91,500 — above the roughly $78,000 national figure. Population is roughly 913 with a median age of 61. The tenure split is 99% owner-occupied to 1% rented.

On the whole, 80545 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.