ZIP 80532 Foreclosure, Tax-Lien & Distress Report

In Larimer County, Colorado, ZIP 80532 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 56/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (56/100), institutional ownership (44/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (18/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), FEMA disaster exposure (71/100).

The market reads neutral — home values held roughly flat year on year, at 4/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $50,542, below the U.S. median near $78,000. Vacancy runs 75.5%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 162 with a median age of 40. A median home runs $311,700 here, or 6.2 times local income. On demographic stress specifically, 80532 scores 41/100. 100% of housing is owner-occupied. The ZIP holds roughly 315 housing units. About 18% have a four-year degree. The poverty rate is 0.0% — low.

Taken together, 80532 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 80532 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 80532 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80532 can be compared directly against any other ZIP in Larimer County, Colorado or nationwide. Where the public record is thin for 80532, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 for 80532 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 80532 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.