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ZIP 80521 Foreclosure, Tax-Lien & Distress Report

Larimer County, Colorado · High Poverty market

ZIP 80521's composite property-distress score is 26/100 - DLRadar classes that as low for Larimer County, Colorado. Structural exposure scores 56 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (71/100)). Property-level stress concentrates in structural risk (56/100), institutional ownership (44/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (18/100) stay muted.

The market reads neutral — home values held roughly flat year on year, and 11% higher over three years (phase confidence 4/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

38,217 residents call 80521 home, typically aged 23. There are about 15,000 housing units across 80521. Vacancy runs 5.2%. Owners hold 37% of homes, renters 63%. Households earn a median $52,679 — below the roughly $78,000 national figure. Roughly 32.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 63% have a four-year degree. Rent burden reaches 58% of tenant households. Home values center near $564,900, an affordability ratio of 10.3× — stretched. DLRadar's demographic-stress index for the area reads 56/100.

On the whole, 80521 leans distressed, with opportunity clustered in specific stressed parcels. 80521 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 80521 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80521 can be compared directly against any other ZIP in Larimer County, Colorado or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 80521 shows blanks, not estimates, wherever the record is sparse.

The 26/100 figure for 80521 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 80521 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

26/100
Composite stress
56/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 80521

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk91
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 80521 distress snapshot

The live 80521 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Larimer County

Related reports across Larimer County, Colorado

Further distress data across Larimer County, Colorado at ZIP, county and state level.

Open the complete 80521 acquisition file

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No modelling: every input is a public record · methodology

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