ZIP 80521 Property Distress & Foreclosure Data

Larimer County, Colorado's ZIP 80521 registers 25/100 composite distress, which DLRadar reads as low. Structural exposure scores 51 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (79/100)). The most distinctive pressure shows up in structural risk (51/100), institutional ownership (47/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (14/100).

The peak-phase market in 80521 posted values that rose 1.8% over the year, and 11% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 38,217 with a median age of 23. There are about 15,000 housing units across 80521. Vacancy runs 5.2%. The tenure split is 37% owner-occupied to 63% rented. Households earn a median $52,679 — below the roughly $78,000 national figure. Roughly 32.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 63% have a four-year degree. Rent burden reaches 58% of tenant households. A median home runs $564,900 here, or 10.3 times local income. On demographic stress specifically, 80521 scores 56/100.

On the whole, 80521 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.