Larimer County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Larimer County, CO distress report, 2026: 24 ZIPs scored in Larimer, CO, Larimer, CO average 26/100; the top Larimer, CO ZIP is 80503 at 32/100; Larimer, CO market phase neutral, Larimer, CO prices +0.2% year over year.
- Larimer, CO ranks #2,517 nationally (opportunity index); Larimer, CO #41 in Colorado; Larimer, CO index 25.8.
- Larimer, CO ninety-day mortgage delinquency 0.3% in December 2025; Larimer, CO twelve-month change 0.0%.
- Larimer, CO ZIP phases: 13 neutral, 8 peak, 3 contraction.
- Larimer, CO residential listings tracked: 168 across 18 ZIPs; Larimer, CO candidate listings 55.
- Larimer, CO HUD assisted properties: 16 with 1,864 units.
- Larimer, CO lenders on watch: 8; largest Larimer, CO footprint Bank Of Colorado (9 branches).
- Larimer, CO most distressed ZIP: 80503 at 32/100.
Larimer, CO figures: DLRadar distress index; Larimer, CO inputs: CFPB, FHFA, HUD, FDIC; Larimer, CO rebuilt as sources refresh.
| Rank | Larimer, CO ZIP | Score |
|---|---|---|
| 1 | 80503 | 32/100 |
| 2 | 80540 | 30/100 |
| 3 | 80512 | 27/100 |
| 4 | 80515 | 27/100 |
| 5 | 80517 | 27/100 |
| 6 | 80521 | 27/100 |
| 7 | 80525 | 27/100 |
| 8 | 80526 | 27/100 |
| 9 | 80528 | 27/100 |
| 10 | 80532 | 27/100 |
| 11 | 80535 | 27/100 |
| 12 | 80536 | 27/100 |
Most distressed Larimer, CO ZIPs (0-100, 2026)
Mortgage delinquency in Larimer, CO
0.3% of Larimer, CO mortgages were ninety-plus days late (Larimer, CO, December 2025); Larimer, CO thirty-to-eighty-nine days late: 0.9%; Larimer, CO twelve-month change 0.0%; Larimer, CO peak since 2008: 2.4% (October 2009); Colorado overall 0.7%. Larimer, CO ninety-day series: Dec 24 0.3, Jan 25 0.3, Feb 25 0.3 (Larimer, CO), Mar 25 0.3, Apr 25 0.2, May 25 0.3 (Larimer, CO), Jun 25 0.4, Jul 25 0.4, Aug 25 0.3 (Larimer, CO), Sep 25 0.3, Oct 25 0.3, Nov 25 0.5 (Larimer, CO), Dec 25 0.3.
Opportunity index: Larimer, CO
Larimer, CO index 25.8, Larimer, CO phase weak; Larimer, CO primary driver bank institutional, Larimer, CO second driver construction. Larimer, CO components: property stress 15.8, foreclosure pressure 17.4, listing discounts 27.5, bank stress 55.4, insurance 0.0; Larimer, CO pulse 27.5; Larimer, CO capital opportunity 23.3; Larimer, CO seven-day change +0.5%.
ZIP market phases inside Larimer, CO
24 Larimer, CO ZIPs carry a price-cycle phase; Larimer, CO ZIPs by phase (Larimer, CO), deepest drawdown first: contraction, -2.1% YoY, 2.1% off peak (Larimer, CO): 80503; contraction, -1.3% YoY, 1.7% off peak (Larimer, CO): 80540; contraction, -0.5% YoY, 1.2% off peak (Larimer, CO): 80504; neutral, +0.2% YoY, 0.9% off peak (Larimer, CO): 80512, 80515, 80517, 80521, Larimer, CO 80525, 80526, 80528, 80532, Larimer, CO 80535, 80536, 80538, 80545, Larimer, CO 80547.
Residential listings by Larimer, CO ZIP
Larimer, CO ZIPs with the most tracked Larimer, CO residential listings: 80525 37 listings, 11 candidates, bank pressure 60; 80524 29 listings, 3 candidates, bank pressure 60; 80526 25 listings, 9 candidates, bank pressure 60; 80528 12 listings, 3 candidates, bank pressure 60 (Larimer, CO); 80538 12 listings, 7 candidates, bank pressure 60; 80537 10 listings, 4 candidates, bank pressure 60; 80513 9 listings, 4 candidates, bank pressure 62; 80521 9 listings, 1 candidates, bank pressure 60. Larimer, CO totals: 168 listings; Larimer, CO candidates 55; active ZIPs 15.
HUD assisted housing in Larimer, CO
16 assisted properties with 1,864 units sit in Larimer, CO; largest Larimer, CO properties: The Vibe (Fort Collins) 276 units; Railway Flats (Loveland) 240 units; Ashley Estates (Loveland) 224 units in Larimer, CO; Lakeview On The Rise (Fort Collins) 180 units; Reserve At Centerra (Loveland) 152 units; Fox Meadows Apartments (Fort Collins) 138 units.
Lenders with branches in Larimer, CO
Larimer, CO lenders by branch count: Bank Of Colorado (Larimer, CO): stress 63, 9 branches low in Larimer, CO; Points West Community Bank (Larimer, CO): stress 69, 3 branches low in Larimer, CO; Anb Bank (Larimer, CO): stress 83, 2 branches low in Larimer, CO; Bank Of Estes Park (Larimer, CO): stress 79, 2 branches low in Larimer, CO; First Western Trust Bank (Larimer, CO): stress 75, 1 branch low in Larimer, CO; Mountain Valley Bank (Larimer, CO): stress 70, 1 branch low in Larimer, CO; Equitable Savings&Loan Assn (Larimer, CO): stress 68, 1 branch low in Larimer, CO; Farmers Bank (Larimer, CO): stress 66, 1 branch low in Larimer, CO.
Vacancy and permits, Larimer, CO
10,458 of 164,690 Larimer, CO housing units are vacant; Larimer, CO permits, twelve months: 1,325 multifamily units in Larimer, CO, 1,027 one-to-four unit units.
Work Larimer, CO at the parcel level
Every Larimer, CO parcel carries owner and address; every Larimer, CO parcel carries APN; Larimer, CO distress scores sit on the Larimer, CO live board.
Larimer, CO figures refresh with each source.
Larimer, CO questions
Most distressed ZIP code in Larimer County, CO?
ZIP 80503 leads Larimer, CO at 32/100; next in Larimer, CO: 80540 at 30/100; the Larimer, CO average is 26/100.
Where does Larimer County, CO rank for investment opportunity?
Larimer, CO is #2,517 among all ranked counties, #41 in Colorado; the Larimer, CO driver is bank institutional; Larimer, CO moved up 272 places.
How many mortgages are delinquent in Larimer County, CO?
0.3% of Larimer, CO mortgages were ninety-plus days late in December 2025; the Larimer, CO peak since 2008 was 2.4%.
Which banks lend in Larimer County, CO?
8 watched lenders hold Larimer, CO branches; the largest Larimer, CO footprints are Bank Of Colorado (9), Points West Community Bank (3), Anb Bank (2).
More on Larimer, CO
Larimer County, CO distress report: public-record figures for Larimer, CO; not legal advice for Larimer, CO; not tax or investment advice; verify every Larimer, CO record before acting.