Larimer County, CO: Home-Insurance Distress & Forced-Sale Pressure
Larimer County, CO: 55/100 (elevated) home-insurance distress; Larimer, CO band MEDIUM; Larimer, CO #1,008 of 3,222 counties; Larimer, CO #5 of 64 in Colorado; raw Larimer, CO 39.0.
FEMA hazard, Larimer, CO: 78/100; Larimer, CO declarations, three years: 2; Larimer, CO perils: 6 fire; Larimer, CO five-year count 6 (severity 9.0); Larimer, CO ten-year 6; hazard-weighted, Larimer, CO: 4.0.
Declared incidents on the Larimer, CO record: 2024 Fire 4 (Larimer, CO).
NFIP claims, Larimer, CO, three years: 2; Larimer, CO payouts $0; per Larimer, CO claim $0; Larimer, CO claim-stress 19/100.
Larimer, CO monthly score held, 54 (March 2026) to 54 (October 2026); Larimer, CO by month: March 54, April 54, May 53, June 53 (Larimer, CO), July 51, August 50, September 55, October 54.
Larimer, CO components: climate 77, NFIP claims 19; Larimer, CO retreat index 54.
Construction distress, Larimer, CO: 36/100 as of August 2026 (Larimer, CO: 60/100 one-to-four unit, 4/100 multifamily).
Larimer, CO ZIPs, June 2026 (Larimer, CO, 16 highest): score 0 (Larimer, CO), climate 92 (Larimer, CO): 80503, 80540; score 0 (Larimer, CO), climate 91 (Larimer, CO): 80504, 80512, 80513, 80515, Larimer, CO 80517, 80521, 80524, 80525, Larimer, CO 80526, 80528, 80532, 80535, Larimer, CO 80536, 80537.
DLRadar rescores Larimer, CO monthly; Larimer, CO readings join Larimer, CO foreclosure, lien and ownership parcels (Larimer, CO), so cost-squeezed Larimer, CO owners surface before listing.
Inside Colorado, Larimer County ranks 5th of 64 counties for home-insurance distress at 55/100; Pueblo County (55/100) sits just above Larimer County, and Custer County (40/100) sits just below Larimer County.
Deterministic. Every Larimer County, CO signal traces to a public Larimer dataset (FEMA, NFIP, Census for Larimer, CO) · how insurance distress works in Larimer, CO · methodology
FAQ: Larimer County, CO insurance distress
What is the Larimer County, CO home-insurance-distress score?
Larimer, CO: 55/100 (MEDIUM), #1,008 of 3,222, #5 in Colorado. FEMA hazard, Larimer, CO: 78/100; NFIP stress, Larimer, CO: 19/100; construction, Larimer, CO: 36/100; Larimer, CO rescores monthly.
Is Larimer County insurance distress getting better or worse (CO)?
Larimer, CO: 54 in March 2026; Larimer, CO: 54 in October 2026 (unchanged); Larimer, CO climate component 77; Larimer, CO NFIP claims score 19.
How many flood-insurance claims has Larimer County, CO had?
Larimer, CO: 2 NFIP claims, three years; Larimer, CO paid $0; per Larimer, CO claim $0; carriers reprice Larimer, CO against that record.
Which Larimer County ZIP codes carry the most insurance distress (CO)?
Larimer, CO, June 2026: 80503 at 0, 80540 at 0, 80504 at 0, 80512 at 0; Larimer, CO climate scores there: 92, 92, 91, 91.
Why does Larimer, CO insurance distress create sellers?
A Larimer, CO premium outruns the Larimer, CO budget; a carrier leaves Larimer, CO; Larimer, CO carrying cost passes plan; Larimer, CO owners sell while current; Larimer, CO insurance distress leads Larimer, CO foreclosure data.