ZIP 80538 Property Distress & Foreclosure Data

DLRadar grades ZIP 80538 (Larimer County, Colorado) at a low 25/100 for overall property distress. Structural risk reads 51/100 against active distress of 5/100. Property-level stress concentrates in structural risk (51/100), institutional ownership (47/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), FEMA disaster exposure (79/100).

The market reads peak — home values rose 1.8% year on year, and 7% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 49,183 people live here, median age 43. There are about 21,939 housing units across 80538. Home values center near $497,700, an affordability ratio of 5.5×. DLRadar's demographic-stress index for the area reads 34/100. Vacancy runs 2.6%. Educational attainment sits at 43% bachelor's-or-above. Owners hold 69% of homes, renters 31%. 8.0% of residents fall below the poverty threshold. Median household income is $85,057, near the U.S. median near $78,000. Rent burden reaches 43% of tenant households.

Net-net, 80538 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.