ZIP 80538 Foreclosure, Tax-Lien & Distress Report

ZIP 80538's composite property-distress score is 26/100 - DLRadar classes that as low for Larimer County, Colorado. Structural exposure scores 56 and live distress 5 on the 0–100 scale. The sharpest non-environmental signals are structural risk (56/100), institutional ownership (44/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), FEMA disaster exposure (71/100).

The neutral-phase market in 80538 posted values that held roughly flat over the year, and 7% higher over three years (phase confidence 4/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

49,183 residents call 80538 home, typically aged 43. The ZIP holds roughly 21,939 housing units. Home values center near $497,700, an affordability ratio of 5.5×. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 2.6%. Around 43% of adults hold a bachelor's degree or higher. The tenure split is 69% owner-occupied to 31% rented. 8.0% of residents fall below the poverty threshold. Median household income is $85,057, near the U.S. median near $78,000. Around 43% of renters are cost-burdened.

Net-net, 80538 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 80538 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 80538 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Larimer County, Colorado and the nation. The score is rebuilt from public data as it updates, so 80538 reflects the current record instead of a stale or modeled snapshot.

Each component behind 80538 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 80538 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.