ZIP 80513 Property Distress & Foreclosure Data

ZIP code 80513 in Larimer County, Colorado carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (52/100), institutional ownership (37/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (14/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100). The latent-versus-live split is 52/100 structural and 4/100 already moving.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, and 5% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $117,024, median income runs above typical U.S. levels. The vacancy rate is 3.1%. The poverty rate is 3.0% — low. Around 44% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. The typical home is worth about $600,600 (4.8× income). Around 33% of renters are cost-burdened. 88% of housing is owner-occupied. The ZIP holds roughly 7,227 housing units. 16,997 residents call 80513 home, typically aged 42.

Overall, 80513 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.