ZIP 80304 Foreclosure, Tax-Lien & Distress Report

ZIP code 80304 in Boulder County, Colorado carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (48/100), institutional ownership (33/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (15/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100)). On the structural side it scores 48/100, with 5/100 of stress already active.

The market reads contraction — home values fell 2.1% year on year, 2.1% off the recent peak, and 4% lower over three years (phase confidence 41/100). A cooling market tends to open discount-to-value windows.

About 78% have a four-year degree. The poverty rate is 8.7%. The ZIP holds roughly 11,952 housing units. Vacancy runs 4.6%. The demographic-stress sub-score lands at 43/100. Population is roughly 25,634 with a median age of 42. Around 40% of renters are cost-burdened. Owners hold 70% of homes, renters 30%. Households earn a median $121,534 — above the roughly $78,000 national figure. Home values center near $1,210,200, an affordability ratio of 9.6× — stretched.

Net-net, 80304 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 80304 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 80304 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Boulder County, Colorado and the nation. The score is rebuilt from public data as it updates, so 80304 reflects the current record instead of a stale or modeled snapshot.

80304's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 80304 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.