ZIP 80031 Foreclosure, Tax-Lien & Distress Report

ZIP 80031's composite property-distress score is 21/100 - DLRadar classes that as low for Adams County, Colorado. Structurally it carries 45/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (93/100)). The pressure is most legible in construction/permit lag (46/100), structural risk (45/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (4/100) register low.

Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 1.2% off the recent peak, and 3% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The tenure split is 71% owner-occupied to 29% rented. The typical home is worth about $535,300 (4.7× income). Around 37% of renters are cost-burdened. 5.8% of residents fall below the poverty threshold. The vacancy rate is 4.9%. Households earn a median $106,244 — above the roughly $78,000 national figure. There are about 15,265 housing units across 80031. The demographic-stress sub-score lands at 30/100. About 36,350 people live here, median age 40. Educational attainment sits at 44% bachelor's-or-above.

Net-net, 80031 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 80031's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 80031, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 figure for 80031 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 80031 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.