ZIP 80221 Foreclosure, Tax-Lien & Distress Report

Adams County, Colorado's ZIP 80221 registers 19/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (93/100). The split runs 41/100 structural to 1/100 active on the ground. The sharpest non-environmental signals are structural risk (41/100), construction/permit lag (31/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low.

The contraction-phase market in 80221 posted values that fell 1.0% over the year, 1.2% off the recent peak, and 2% lower over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

Median household income is $84,425, near the U.S. median near $78,000. 68% of housing is owner-occupied. 40,938 residents call 80221 home, typically aged 35. Around 46% of renters are cost-burdened. 10.0% of residents fall below the poverty threshold. Educational attainment sits at 28% bachelor's-or-above. On demographic stress specifically, 80221 scores 37/100. Vacancy runs 3.4%. A median home runs $472,900 here, or 5.3 times local income. There are about 15,677 housing units across 80221.

Taken together, 80221 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 80221 at the moment; the composite and its components are still built from verifiable public records.

The 80221 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 80221 stays directly comparable to neighboring ZIPs and the rest of Adams County, Colorado. 80221 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 for 80221 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 80221 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.