Adams County, CO: Foreclosures, Tax Liens & Distressed Properties
Adams County, CO, Colorado: 35 ZIP codes scored, Adams County, CO averaging 21/100 (low, Adams, CO), from 17 to 32. Adams County, CO is in its contraction phase (Adams, CO confidence 17/100): Adams, CO home prices down 1.0% (Adams, CO) over twelve months, 1.2% under their peak. Adams County, CO lender headwind: 49/100.
Highest-scoring Adams County, CO ZIPs: 80002 (32/100), 80003 (30/100), 80137 (25/100), 80010 (24/100), 80011 (24/100), 80020 (23/100). Also scored in Adams County, CO: 80103, 80105, 80136, 80031, 80102, 80019, 80022, 80024, 80030, 80045.
Across Adams County, CO's scored ZIPs: median home value $519,630, household income $95,227, 4.0% vacancy, 9.8% poverty, 69% owner-occupied, median age 35.8.
Adams County, CO insurance distress 7/100 (#2,409 in the US); FEMA hazard 0/100 for Adams, CO; 3 Adams, CO NFIP flood claims; Adams, CO construction distress 51/100.
22 banks with 83 branches lend in Adams County, CO; Adams, CO weighted bank stress 63/100, highest 72/100 in Adams, CO.
Adams County, CO unemployment 4.8% (Adams, CO +0.1 pts, six months); 2,615 new housing units permitted in Adams County, CO over twelve months, Adams, CO up 1% from 2,589; Adams, CO home prices +6.1% a year (Adams, CO) over three years.
195,793 housing units in Adams County, CO; 57,572 Adams, CO renter households; 54% of Adams, CO renters spend 30%+ of income on rent, 26% (Adams, CO) half or more.
Adams County, CO ranks #3,005 nationally on the opportunity index (Adams, CO, among all ranked counties); Adams, CO scores 23.1/100 and Adams, CO sits #57 inside Colorado. Adams, CO is in the weak opportunity phase; Adams, CO's primary driver is bank institutional, Adams, CO second driver construction; Adams, CO moved up 95 places. 314 short-sale listings across Adams, CO; 88 days on market observed in Adams, CO; 3.6% vacancy over 35 Adams, CO ZIPs.
1.1% of Adams County, CO mortgages were ninety-plus days late in December 2025; Adams, CO's thirty-to-eighty-nine-day share was 2.2% (CFPB county sample). Adams, CO's ninety-day rate is up 0.4 points on twelve months earlier; the Adams, CO peak since 2008 was 5.5% in November 2009; Colorado overall reads 0.7%.
Adams County, CO has 5 watched banks; 5 Adams, CO banks sit in an elevated band. Adams, CO footprints: Bank Of Colorado (2 branches, stress 63) in Adams, CO; Alpine Bank (2 branches, stress 62) in Adams, CO; High Plains Bank (1 branch, stress 46) in Adams, CO.
HUD lists 26 assisted multifamily properties in Adams County, CO with 2,035 units; 397 Adams, CO units are assisted, 6 Adams, CO properties under project-based Section 8.
7,063 of the 195,793 housing units in Adams, CO sit vacant. Adams County, CO permitted 613 multifamily units in twelve months; Adams, CO's one-to-four unit structures added 2,002 units in Adams County, CO.
Adams County ZIPs ranked by distress
Other reads worth pulling
Read these together. Market cycle sets the backdrop, bank and insurance stress predict supply, and ZIP detail tells you where to buy.
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