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Adams County, CO: Foreclosures, Tax Liens & Distressed Properties

Adams County, CO, Colorado: 35 ZIP codes scored, Adams County, CO averaging 21/100 (low, Adams, CO), from 17 to 32. Adams County, CO is in its contraction phase (Adams, CO confidence 17/100): Adams, CO home prices down 1.0% (Adams, CO) over twelve months, 1.2% under their peak. Adams County, CO lender headwind: 49/100.

Highest-scoring Adams County, CO ZIPs: 80002 (32/100), 80003 (30/100), 80137 (25/100), 80010 (24/100), 80011 (24/100), 80020 (23/100). Also scored in Adams County, CO: 80103, 80105, 80136, 80031, 80102, 80019, 80022, 80024, 80030, 80045.

Across Adams County, CO's scored ZIPs: median home value $519,630, household income $95,227, 4.0% vacancy, 9.8% poverty, 69% owner-occupied, median age 35.8.

Adams County, CO insurance distress 7/100 (#2,409 in the US); FEMA hazard 0/100 for Adams, CO; 3 Adams, CO NFIP flood claims; Adams, CO construction distress 51/100.

22 banks with 83 branches lend in Adams County, CO; Adams, CO weighted bank stress 63/100, highest 72/100 in Adams, CO.

Adams County, CO unemployment 4.8% (Adams, CO +0.1 pts, six months); 2,615 new housing units permitted in Adams County, CO over twelve months, Adams, CO up 1% from 2,589; Adams, CO home prices +6.1% a year (Adams, CO) over three years.

195,793 housing units in Adams County, CO; 57,572 Adams, CO renter households; 54% of Adams, CO renters spend 30%+ of income on rent, 26% (Adams, CO) half or more.

Adams County, CO ranks #3,005 nationally on the opportunity index (Adams, CO, among all ranked counties); Adams, CO scores 23.1/100 and Adams, CO sits #57 inside Colorado. Adams, CO is in the weak opportunity phase; Adams, CO's primary driver is bank institutional, Adams, CO second driver construction; Adams, CO moved up 95 places. 314 short-sale listings across Adams, CO; 88 days on market observed in Adams, CO; 3.6% vacancy over 35 Adams, CO ZIPs.

1.1% of Adams County, CO mortgages were ninety-plus days late in December 2025; Adams, CO's thirty-to-eighty-nine-day share was 2.2% (CFPB county sample). Adams, CO's ninety-day rate is up 0.4 points on twelve months earlier; the Adams, CO peak since 2008 was 5.5% in November 2009; Colorado overall reads 0.7%.

Adams County, CO has 5 watched banks; 5 Adams, CO banks sit in an elevated band. Adams, CO footprints: Bank Of Colorado (2 branches, stress 63) in Adams, CO; Alpine Bank (2 branches, stress 62) in Adams, CO; High Plains Bank (1 branch, stress 46) in Adams, CO.

HUD lists 26 assisted multifamily properties in Adams County, CO with 2,035 units; 397 Adams, CO units are assisted, 6 Adams, CO properties under project-based Section 8.

7,063 of the 195,793 housing units in Adams, CO sit vacant. Adams County, CO permitted 613 multifamily units in twelve months; Adams, CO's one-to-four unit structures added 2,002 units in Adams County, CO.

Contraction
Market phase
-1%
Adams, CO HPI YoY
-1.2%
Drawdown
17
Adams confidence

Adams County ZIPs ranked by distress

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