ZIP 80643 Foreclosure, Tax-Lien & Distress Report

In Weld County, Colorado, ZIP 80643 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: structural risk (48/100), construction/permit lag (38/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100). Structural exposure scores 48 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 4% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $88,125, above the U.S. median near $78,000. The vacancy rate is 1.3%. 9.9% of residents fall below the poverty threshold. 77% of housing is owner-occupied. About 16% have a four-year degree. About 4,257 people live here, median age 39. Around 14% of renters are cost-burdened. A median home runs $474,900 here, or 5.2 times local income. On demographic stress specifically, 80643 scores 31/100. There are about 1,824 housing units across 80643.

Net-net, 80643 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 80643 at the moment; the composite and its components are still built from verifiable records.

Whether 80643 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80643 can be compared directly against any other ZIP in Weld County, Colorado or nationwide. Where the record is thin for 80643, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 80643 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 80643 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.