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ZIP 80645 Foreclosure, Tax-Lien & Distress Report

Weld County, Colorado · Distress market

On DLRadar's 0-100 public-record scale, ZIP 80645 in Weld County, Colorado comes in at 22, a low composite-distress reading. What sets it apart are the readings on structural risk (49/100), construction/permit lag (39/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (63/100)). Structural exposure scores 49 and live distress 2 on the 0–100 scale.

The peak-phase market in 80645 posted values that rose 0.6% over the year, and 4% higher over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

At $84,327, median income runs near typical U.S. levels. About 22% have a four-year degree. Vacancy runs 3.4%. There are about 1,794 housing units across 80645. Rent burden reaches 26% of tenant households. The demographic-stress sub-score lands at 30/100. 7.9% of residents fall below the poverty threshold. 86% of housing is owner-occupied. About 4,970 people live here, median age 38. Home values center near $427,200, an affordability ratio of 4.8×.

On balance 80645 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 80645 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Weld County, Colorado and the nation. Sparse data for 80645 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 for 80645 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 80645 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

22/100
Composite stress
49/100
Structural risk
2/100
Distress activity

ZIP 80645 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk90
Another 9 scored dimensions sit behind 80645

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 80645 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Unlock parcel-level detail for ZIP 80645

The full 80645 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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