ZIP 80645 Property Distress & Foreclosure Data

In Weld County, Colorado, ZIP 80645 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (52/100), construction/permit lag (48/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 52/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 1.4% over the trailing year, and 4% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $84,327, median income runs near typical U.S. levels. Around 22% of adults hold a bachelor's degree or higher. The vacancy rate is 3.4%. The ZIP holds roughly 1,794 housing units. Around 26% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. The poverty rate is 7.9%. 86% of housing is owner-occupied. 4,970 residents call 80645 home, typically aged 38. The typical home is worth about $427,200 (4.8× income).

Overall, 80645 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.