ZIP 80646 Foreclosure, Tax-Lien & Distress Report

ZIP 80646's composite property-distress score is 22/100 - DLRadar classes that as low for Weld County, Colorado. The split runs 49/100 structural to 0/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (63/100). The most distinctive pressure shows up in structural risk (49/100), construction/permit lag (39/100), institutional ownership (15/100). By contrast, construction/permit lag (39/100) and institutional ownership (15/100) register low.

The peak-phase market in 80646 posted values that rose 0.6% over the year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Overall, 80646 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 80646 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 80646 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 80646, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 80646's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 80646 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.