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Where stress is building, how the cycle is turning, and what is live now.

ZIP 80615 Foreclosure, Tax-Lien & Distress Report

Weld County, Colorado · Distress market

In Weld County, Colorado, ZIP 80615 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 49/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (63/100). Its standout signals are structural risk (49/100), construction/permit lag (39/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The peak-phase market in 80615 posted values that rose 0.6% over the year, and 3% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $522,000 here, or 4.6 times local income. Around 54% of renters are cost-burdened. About 9,242 people live here, median age 42. Vacancy runs 4.1%. 94% of housing is owner-occupied. Households earn a median $106,948 — above the roughly $78,000 national figure. There are about 3,513 housing units across 80615. Roughly 10.9% live below the poverty line. The demographic-stress sub-score lands at 32/100. Educational attainment sits at 37% bachelor's-or-above.

Net-net, 80615 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 80615 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 80615's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 80615 reflects the current record instead of a stale or modeled snapshot.

The 22/100 figure for 80615 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 80615 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

22/100
Composite stress
49/100
Structural risk
2/100
Distress activity

ZIP 80615 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk90
Another 9 scored dimensions sit behind 80615

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 80615 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 80615, the same set carried on every parcel.

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Each signal above is traceable to an open dataset · methodology

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