ZIP 80642 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 80642 (Weld County, Colorado) at a low 21/100 for overall property distress. On the structural side it scores 47/100, with 1/100 of stress already active. Its standout signals are structural risk (47/100), construction/permit lag (40/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (5/100) register low. Environmental exposure also runs high (climate & FEMA risk (91/100)).

The market reads peak — home values held roughly flat year on year, and 12% higher over three years (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

4,449 residents call 80642 home, typically aged 41. Home values center near $620,000, an affordability ratio of 5.5×. Educational attainment sits at 20% bachelor's-or-above. The ZIP holds roughly 1,563 housing units. The vacancy rate is 2.1%. DLRadar's demographic-stress index for the area reads 33/100. 85% of housing is owner-occupied. Around 26% of renters are cost-burdened. Households earn a median $103,389 — above the roughly $78,000 national figure. The poverty rate is 7.9%.

On balance 80642 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 80642 at the moment; the composite and its components are still built from verifiable public records.

The 80642 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 80642 stays directly comparable to neighboring ZIPs and the rest of Weld County, Colorado. Sparse data for 80642 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 80642 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For an operator, 80642 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.