ZIP 80644 Foreclosure, Tax-Lien & Distress Report

Weld County, Colorado's ZIP 80644 registers 22/100 composite distress, which DLRadar reads as low. On the structural side it scores 49/100, with 2/100 of stress already active. Leading the profile are structural risk (49/100), construction/permit lag (39/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (63/100).

The market reads peak — home values rose 0.6% year on year, and 9% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,266 residents call 80644 home, typically aged 46. Households earn a median $79,500 — near the roughly $78,000 national figure. There are about 850 housing units across 80644. The poverty rate is 10.3%. Owners hold 78% of homes, renters 22%. Rent burden reaches 12% of tenant households. The typical home is worth about $409,100 (4.9× income). On demographic stress specifically, 80644 scores 29/100. Vacancy runs 4.5%. Around 23% of adults hold a bachelor's degree or higher.

Net-net, 80644 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 80644 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 80644 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 80644 stays directly comparable to neighboring ZIPs and the rest of Weld County, Colorado. Every figure is auditable to a public dataset and refreshed on ingest; 80644 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 80644 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 80644 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.