ZIP 80640 Foreclosure, Tax-Lien & Distress Report
Adams County, Colorado · Cooling Market market
In Adams County, Colorado, ZIP 80640 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 44 and live distress 1 on the 0–100 scale. The pressure is most legible in construction/permit lag (45/100), structural risk (44/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (3/100). Climate and flood risk are elevated too — climate & FEMA risk (92/100).
The contraction-phase market in 80640 posted values that fell 1.0% over the year, 1.2% off the recent peak, and 6% lower over three years, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
Home values center near $497,100, an affordability ratio of 4.2×. The ZIP holds roughly 4,892 housing units. About 14,073 people live here, median age 34. Educational attainment sits at 26% bachelor's-or-above. Owners hold 83% of homes, renters 17%. Median household income is $111,145, above the U.S. median near $78,000. The vacancy rate is 0.9%. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 28% of tenant households. On demographic stress specifically, 80640 scores 28/100.
Net-net, 80640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 80640's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 80640 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 80640's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 80640 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 80640
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 80640 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 80640, the same set carried on every parcel.
Neighbouring ZIPs in Adams County
Related reports across Adams County, Colorado
Further distress data across Adams County, Colorado at ZIP, county and state level.
The complete 80640 distress and acquisition report
Pull every distressed parcel in 80640 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology