ZIP 80654 Property Distress & Foreclosure Data

In Morgan County, Colorado, ZIP 80654 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (51/100), structural risk (36/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (3/100) stay muted. On the structural side it scores 36/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (62/100).

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 6% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,350 housing units. 73% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. Around 20% of adults hold a bachelor's degree or higher. Around 8% of renters are cost-burdened. 3,216 residents call 80654 home, typically aged 37. The poverty rate is 7.9%. The typical home is worth about $434,300 (4.0× income, relatively affordable). At $99,830, median income runs above typical U.S. levels. The vacancy rate is 5.7%.

Overall, 80654 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.