Adams County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Adams County, CO distress report, 2026: 35 ZIPs scored in Adams, CO, Adams, CO average 22/100; the top Adams, CO ZIP is 80002 at 33/100; Adams, CO market phase contraction, Adams, CO prices -1.0% year over year.
- Adams, CO ranks #3,002 nationally (opportunity index); Adams, CO #57 in Colorado; Adams, CO index 23.1.
- Adams, CO ninety-day mortgage delinquency 1.1% in December 2025; Adams, CO twelve-month change +0.4%.
- Adams, CO ZIP phases: 33 contraction, 2 peak.
- Adams, CO residential listings tracked: 388 across 20 ZIPs; Adams, CO candidate listings 128.
- Adams, CO HUD assisted properties: 26 with 2,035 units.
- Adams, CO lenders on watch: 5; largest Adams, CO footprint Bank Of Colorado (2 branches).
- Adams, CO most distressed ZIP: 80002 at 33/100.
Adams, CO figures: DLRadar distress index; Adams, CO inputs: CFPB, FHFA, HUD, FDIC; Adams, CO rebuilt as sources refresh.
| Rank | Adams, CO ZIP | Score |
|---|---|---|
| 1 | 80002 | 33/100 |
| 2 | 80003 | 31/100 |
| 3 | 80137 | 25/100 |
| 4 | 80010 | 24/100 |
| 5 | 80011 | 24/100 |
| 6 | 80020 | 24/100 |
| 7 | 80103 | 23/100 |
| 8 | 80105 | 23/100 |
| 9 | 80136 | 23/100 |
| 10 | 80031 | 22/100 |
| 11 | 80102 | 22/100 |
| 12 | 80019 | 21/100 |
Most distressed Adams, CO ZIPs (0-100, 2026)
Mortgage delinquency in Adams, CO
1.1% of Adams, CO mortgages were ninety-plus days late (Adams, CO, December 2025); Adams, CO thirty-to-eighty-nine days late: 2.2%; Adams, CO twelve-month change +0.4%; Adams, CO peak since 2008: 5.5% (November 2009); Colorado overall 0.7%. Adams, CO ninety-day series: Dec 24 0.7, Jan 25 0.8, Feb 25 0.8 (Adams, CO), Mar 25 0.8, Apr 25 0.8, May 25 0.9 (Adams, CO), Jun 25 0.8, Jul 25 0.9, Aug 25 1.0 (Adams, CO), Sep 25 1.0, Oct 25 1.0, Nov 25 0.9 (Adams, CO), Dec 25 1.1.
Opportunity index: Adams, CO
Adams, CO index 23.1, Adams, CO phase weak; Adams, CO primary driver bank institutional, Adams, CO second driver construction. Adams, CO components: property stress 5.7, foreclosure pressure 5.0, listing discounts 27.5, bank stress 56.9, insurance 0.0; Adams, CO pulse 24.2; Adams, CO capital opportunity 21.4; Adams, CO seven-day change +0.1%.
ZIP market phases inside Adams, CO
35 Adams, CO ZIPs carry a price-cycle phase; Adams, CO ZIPs by phase (Adams, CO), deepest drawdown first: contraction, -1.3% YoY, 1.4% off peak (Adams, CO): 80020; contraction, -1.0% YoY, 1.2% off peak (Adams, CO): 80002, 80003, 80010, 80011, Adams, CO 80019, 80022, 80023, 80024, Adams, CO 80030, 80031, 80045, 80102, Adams, CO 80103, 80105, 80136.
Residential listings by Adams, CO ZIP
Adams, CO ZIPs with the most tracked Adams, CO residential listings: 80022 75 listings, 17 candidates, bank pressure 59; 80011 43 listings, 21 candidates, bank pressure 60; 80601 40 listings, 5 candidates, bank pressure 60; 80229 33 listings, 13 candidates, bank pressure 59 (Adams, CO); 80019 31 listings, 9 candidates, bank pressure 59; 80602 23 listings, 9 candidates, bank pressure 59; 80221 21 listings, 7 candidates, bank pressure 61; 80234 19 listings, 12 candidates, bank pressure 61. Adams, CO totals: 388 listings; Adams, CO candidates 128; active ZIPs 18.
HUD assisted housing in Adams, CO
26 assisted properties with 2,035 units sit in Adams, CO; largest Adams, CO properties: Creekside Place (Thornton) 208 units, 71 assisted; Webster Lake Apartments (Northglenn) 194 units; Woodstone Village Apartments (Westminster) 192 units in Adams, CO; Aspen Hills Apartments (Commerce City) 180 units; Mountain Terrace Apartments (Westminster) 152 units; Baker School Apartments (Denver) 142 units.
Lenders with branches in Adams, CO
Adams, CO lenders by branch count: Bank Of Colorado (Adams, CO): stress 63, 2 branches moderate in Adams, CO; Alpine Bank (Adams, CO): stress 62, 2 branches low in Adams, CO; High Plains Bank (Adams, CO): stress 46, 1 branch low in Adams, CO; Pb&T Bank (Adams, CO): stress 41, 1 branch low in Adams, CO; North Valley Bank (Adams, CO): stress 28, 1 branch low in Adams, CO.
Vacancy and permits, Adams, CO
7,063 of 195,793 Adams, CO housing units are vacant; Adams, CO permits, twelve months: 613 multifamily units in Adams, CO, 2,002 one-to-four unit units.
Work Adams, CO at the parcel level
Every Adams, CO parcel carries owner and address; every Adams, CO parcel carries APN; Adams, CO distress scores sit on the Adams, CO live board.
Adams, CO figures refresh with each source.
Adams, CO questions
Most distressed ZIP code in Adams County, CO?
ZIP 80002 leads Adams, CO at 33/100; next in Adams, CO: 80003 at 31/100; the Adams, CO average is 22/100.
Where does Adams County, CO rank for investment opportunity?
Adams, CO is #3,002 among all ranked counties, #57 in Colorado; the Adams, CO driver is bank institutional; Adams, CO moved up 98 places.
How many mortgages are delinquent in Adams County, CO?
1.1% of Adams, CO mortgages were ninety-plus days late in December 2025; the Adams, CO peak since 2008 was 5.5%.
Which banks lend in Adams County, CO?
5 watched lenders hold Adams, CO branches; the largest Adams, CO footprints are Bank Of Colorado (2), Alpine Bank (2), High Plains Bank (1).
More on Adams, CO
Adams County, CO distress report: public-record figures for Adams, CO; not legal advice for Adams, CO; not tax or investment advice; verify every Adams, CO record before acting.