ZIP 80232 Foreclosure, Tax-Lien & Distress Report

ZIP code 80232 in Jefferson County, Colorado carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic distress index. Its heaviest discrete signals: structural risk (74/100), construction/permit lag (62/100), institutional ownership (51/100). On the quiet end sit mortgage stress (15/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (63/100). On the structural side it scores 74/100, with 4/100 of stress already active.

The market reads contraction — home values fell 1.0% year on year, 1.2% off the recent peak, and 4% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Around 38% of renters are cost-burdened. 9.2% of residents fall below the poverty threshold. Population is roughly 22,398 with a median age of 40. Home values center near $521,600, an affordability ratio of 5.5×. Median household income is $87,799, above the U.S. median near $78,000. Educational attainment sits at 37% bachelor's-or-above. There are about 9,825 housing units across 80232. DLRadar's demographic-stress index for the area reads 34/100. The tenure split is 72% owner-occupied to 28% rented. Vacancy runs 2.7%.

Net-net, 80232 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 80232 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 80232's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 80232, the field stays empty rather than modeled, and fills in as new documents post.

Behind 80232's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 80232 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.