ZIP 80425 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 80425 (Jefferson County, Colorado) returns a moderate composite of 33/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (85/100). On the structural side it scores 73/100, with 5/100 of stress already active. Leading the profile are structural risk (73/100), construction/permit lag (64/100), institutional ownership (50/100). By contrast, mortgage stress (15/100) register low.

The market reads contraction — home values fell 1.0% year on year, 1.2% off the recent peak, at 17/100 phase confidence. A cooling market tends to open discount-to-value windows.

DLRadar's demographic-stress index for the area reads 43/100. The poverty rate is 7.4% — low. About 325 people live here, median age 50. About 64% have a four-year degree. The typical home is worth about $671,900 (6.4× income). The ZIP holds roughly 173 housing units. The vacancy rate is 35.8% — elevated. Households earn a median $80,125 — near the roughly $78,000 national figure. The tenure split is 100% owner-occupied to 0% rented.

Net-net, 80425 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 80425 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 80425's 33/100 can be lined up against any neighbor in Jefferson County, Colorado or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 80425 shows blanks, not estimates, wherever the record is sparse.

Behind 80425's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 80425 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.