ZIP 80454 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 80454 in Jefferson County, Colorado comes in at 33, a moderate composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (62/100). The latent-versus-live split is 74/100 structural and 5/100 already moving. Leading the profile are structural risk (74/100), construction/permit lag (64/100), institutional ownership (51/100). On the quiet end sit mortgage stress (15/100).

Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 1.2% off the recent peak, and 7% higher over three years, at 17/100 phase confidence. A cooling market tends to open discount-to-value windows.

Population is roughly 1,320 with a median age of 48. Educational attainment sits at 51% bachelor's-or-above. Home values center near $789,200, an affordability ratio of 4.4×. DLRadar's demographic-stress index for the area reads 36/100. Households earn a median $173,125 — above the roughly $78,000 national figure. The ZIP holds roughly 481 housing units. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 4.7%. Owners hold 89% of homes, renters 11%.

Taken together, 80454 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 80454 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 80454 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 80454, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 33/100 figure for 80454 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 80454 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.