ZIP 80401 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 80401 (Jefferson County, Colorado) lands at 32/100 — moderate on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (85/100)). Latent structural risk is 72/100 while live distress already moving reads 5/100. Leading the profile are structural risk (72/100), construction/permit lag (64/100), institutional ownership (47/100). On the quiet end sit mortgage stress (15/100).

The market reads contraction — home values fell 1.0% year on year, 1.2% off the recent peak, and 10% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

There are about 18,142 housing units across 80401. The demographic-stress sub-score lands at 37/100. The vacancy rate is 4.2%. Rent burden reaches 43% of tenant households. The tenure split is 66% owner-occupied to 34% rented. About 57% have a four-year degree. Roughly 9.3% live below the poverty line. The typical home is worth about $804,500 (6.7× income). Households earn a median $112,444 — above the roughly $78,000 national figure. Population is roughly 43,429 with a median age of 39.

Net-net, 80401 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 80401 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 80401 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in Jefferson County, Colorado and the nation. The score is rebuilt from public data as it updates, so 80401 reflects the current record instead of a stale or modeled snapshot.

80401's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 80401 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.