Jefferson County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, CO distress report, 2026: 34 ZIPs scored in Jefferson, CO, Jefferson, CO average 29/100; the top Jefferson, CO ZIP is 80002 at 32/100; Jefferson, CO market phase contraction, Jefferson, CO prices -1.0% year over year.
- Jefferson, CO ranks #2,079 nationally (opportunity index); Jefferson, CO #28 in Colorado; Jefferson, CO index 27.4.
- Jefferson, CO ninety-day mortgage delinquency 0.3% in December 2025; Jefferson, CO twelve-month change 0.0%.
- Jefferson, CO ZIP phases: 34 contraction.
- Jefferson, CO residential listings tracked: 350 across 27 ZIPs; Jefferson, CO candidate listings 143.
- Jefferson, CO HUD assisted properties: 21 with 1,985 units.
- Jefferson, CO lenders on watch: 6; largest Jefferson, CO footprint Evergreen National Bank (2 branches).
- Jefferson, CO most distressed ZIP: 80002 at 32/100.
Jefferson, CO figures: DLRadar distress index; Jefferson, CO inputs: CFPB, FHFA, HUD, FDIC; Jefferson, CO rebuilt as sources refresh.
| Rank | Jefferson, CO ZIP | Score |
|---|---|---|
| 1 | 80002 | 32/100 |
| 2 | 80004 | 32/100 |
| 3 | 80005 | 32/100 |
| 4 | 80007 | 32/100 |
| 5 | 80033 | 32/100 |
| 6 | 80127 | 32/100 |
| 7 | 80128 | 32/100 |
| 8 | 80214 | 32/100 |
| 9 | 80215 | 32/100 |
| 10 | 80226 | 32/100 |
| 11 | 80228 | 32/100 |
| 12 | 80232 | 32/100 |
Most distressed Jefferson, CO ZIPs (0-100, 2026)
Mortgage delinquency in Jefferson, CO
0.3% of Jefferson, CO mortgages were ninety-plus days late (Jefferson, CO, December 2025); Jefferson, CO thirty-to-eighty-nine days late: 1.1%; Jefferson, CO twelve-month change 0.0%; Jefferson, CO peak since 2008: 2.9% (January 2010); Colorado overall 0.7%. Jefferson, CO ninety-day series: Dec 24 0.3, Jan 25 0.4, Feb 25 0.4 (Jefferson, CO), Mar 25 0.4, Apr 25 0.4, May 25 0.4 (Jefferson, CO), Jun 25 0.3, Jul 25 0.4, Aug 25 0.4 (Jefferson, CO), Sep 25 0.5, Oct 25 0.4, Nov 25 0.4 (Jefferson, CO), Dec 25 0.3.
Opportunity index: Jefferson, CO
Jefferson, CO index 27.4, Jefferson, CO phase weak; Jefferson, CO primary driver construction, Jefferson, CO second driver bank institutional. Jefferson, CO components: property stress 16.3, foreclosure pressure 16.0, listing discounts 27.9, bank stress 58.5, insurance 0.0; Jefferson, CO pulse 30.3; Jefferson, CO capital opportunity 23.1; Jefferson, CO seven-day change -0.1%.
ZIP market phases inside Jefferson, CO
34 Jefferson, CO ZIPs carry a price-cycle phase; Jefferson, CO ZIPs by phase (Jefferson, CO), deepest drawdown first: contraction, -1.3% YoY, 1.4% off peak (Jefferson, CO): 80020; contraction, -1.1% YoY, 1.2% off peak (Jefferson, CO): 80403; contraction, -1.0% YoY, 1.2% off peak (Jefferson, CO): 80002, 80003, 80004, 80005, Jefferson, CO 80007, 80021, 80031, 80033, Jefferson, CO 80123, 80125, 80127, 80128, Jefferson, CO 80135, 80212.
Residential listings by Jefferson, CO ZIP
Jefferson, CO ZIPs with the most tracked Jefferson, CO residential listings: 80401 57 listings, 18 candidates, bank pressure 64; 80403 32 listings, 8 candidates, bank pressure 64; 80227 27 listings, 18 candidates, bank pressure 63; 80003 24 listings, 4 candidates, bank pressure 62 (Jefferson, CO); 80226 21 listings, 4 candidates, bank pressure 63; 80228 21 listings, 9 candidates, bank pressure 64; 80232 21 listings, 6 candidates, bank pressure 63; 80004 19 listings, 0 candidates, bank pressure 64. Jefferson, CO totals: 350 listings; Jefferson, CO candidates 143; active ZIPs 22.
HUD assisted housing in Jefferson, CO
21 assisted properties with 1,985 units sit in Jefferson, CO; largest Jefferson, CO properties: Oak Street Station Apartments (Lakewood) 291 units; Columbine Village On Allison (Arvada) 232 units; Highland West Community (Wheat Ridge) 220 units, 117 assisted in Jefferson, CO; Altitude Apartments (Golden) 196 units; Concordia On The Lake (Littleton) 195 units; Westridge Apartment (Lakewood) 193 units.
Lenders with branches in Jefferson, CO
Jefferson, CO lenders by branch count: Evergreen National Bank (Jefferson, CO): stress 60, 2 branches low in Jefferson, CO; Anb Bank (Jefferson, CO): stress 83, 1 branch moderate in Jefferson, CO; Young Americans Bank (Jefferson, CO): stress 83, 1 branch elevated in Jefferson, CO; Solera National Bank (Jefferson, CO): stress 64, 1 branch moderate in Jefferson, CO; Bank Of Colorado (Jefferson, CO): stress 63, 1 branch moderate in Jefferson, CO; Nbh Bank (Jefferson, CO): stress 57, 1 branch low in Jefferson, CO.
Vacancy and permits, Jefferson, CO
11,839 of 253,574 Jefferson, CO housing units are vacant; Jefferson, CO permits, twelve months: 168 multifamily units in Jefferson, CO, 845 one-to-four unit units.
Work Jefferson, CO at the parcel level
Every Jefferson, CO parcel carries owner and address; every Jefferson, CO parcel carries APN; Jefferson, CO distress scores sit on the Jefferson, CO live board.
Jefferson, CO figures refresh with each source.
Jefferson, CO questions
Most distressed ZIP code in Jefferson County, CO?
ZIP 80002 leads Jefferson, CO at 32/100; next in Jefferson, CO: 80004 at 32/100; the Jefferson, CO average is 29/100.
Where does Jefferson County, CO rank for investment opportunity?
Jefferson, CO is #2,079 among all ranked counties, #28 in Colorado; the Jefferson, CO driver is construction; Jefferson, CO moved up 142 places.
How many mortgages are delinquent in Jefferson County, CO?
0.3% of Jefferson, CO mortgages were ninety-plus days late in December 2025; the Jefferson, CO peak since 2008 was 2.9%.
Which banks lend in Jefferson County, CO?
6 watched lenders hold Jefferson, CO branches; the largest Jefferson, CO footprints are Evergreen National Bank (2), Anb Bank (1), Young Americans Bank (1).
More on Jefferson, CO
Jefferson County, CO distress report: public-record figures for Jefferson, CO; not legal advice for Jefferson, CO; not tax or investment advice; verify every Jefferson, CO record before acting.