Jefferson County, CO: Foreclosures, Tax Liens & Distressed Properties

Jefferson County, CO, Colorado: 34 ZIP codes scored, Jefferson County, CO averaging 30/100 (moderate, Jefferson, CO), from 11 to 33. Jefferson County, CO is in its contraction phase (Jefferson, CO confidence 17/100): Jefferson, CO home prices down 1.0% (Jefferson, CO) over twelve months, 1.2% under their peak. Jefferson County, CO lender headwind: 57/100.

Highest-scoring Jefferson County, CO ZIPs: 80002 (33/100), 80004 (33/100), 80005 (33/100), 80007 (33/100), 80033 (33/100), 80127 (33/100). Also scored in Jefferson County, CO: 80128, 80214, 80215, 80226, 80228, 80232, 80401, 80419, 80425, 80433.

Across Jefferson County, CO's scored ZIPs: median home value $652,045, household income $110,617, 7.3% vacancy, 6.5% poverty, 75% owner-occupied, median age 42.3.

Jefferson County, CO insurance distress 72/100 (#582 in the US); FEMA hazard 63/100 for Jefferson, CO; 3 federal disaster declarations in Jefferson County, CO since 2023; 20 Jefferson, CO NFIP flood claims, $523K paid; Jefferson, CO construction distress 62/100.

23 banks with 118 branches lend in Jefferson County, CO; Jefferson, CO weighted bank stress 65/100, highest 83/100 in Jefferson, CO.

Jefferson County, CO unemployment 4.4% (Jefferson, CO +0.3 pts, six months); 1,013 new housing units permitted in Jefferson County, CO over twelve months, Jefferson, CO down 14% from 1,183; Jefferson, CO home prices +7.0% a year (Jefferson, CO) over three years.

253,574 housing units in Jefferson County, CO; 70,545 Jefferson, CO renter households; 51% of Jefferson, CO renters spend 30%+ of income on rent, 24% (Jefferson, CO) half or more.

Jefferson County, CO ranks #2,055 nationally on the opportunity index (Jefferson, CO, among all ranked counties); Jefferson, CO scores 27.5/100 and Jefferson, CO sits #27 inside Colorado. Jefferson, CO is in the weak opportunity phase; Jefferson, CO's primary driver is construction, Jefferson, CO second driver bank institutional; Jefferson, CO moved up 308 places. 169 short-sale listings across Jefferson, CO; 77 days on market observed in Jefferson, CO; 4.4% vacancy over 34 Jefferson, CO ZIPs.

0.3% of Jefferson County, CO mortgages were ninety-plus days late in December 2025; Jefferson, CO's thirty-to-eighty-nine-day share was 1.1% (CFPB county sample). Jefferson, CO's ninety-day rate is unchanged on twelve months earlier; the Jefferson, CO peak since 2008 was 2.9% in January 2010; Colorado overall reads 0.7%.

Jefferson County, CO has 6 watched banks; 6 Jefferson, CO banks sit in an elevated band. Jefferson, CO footprints: Evergreen National Bank (2 branches, stress 60) in Jefferson, CO; Anb Bank (1 branch, stress 83) in Jefferson, CO; Young Americans Bank (1 branch, stress 83) in Jefferson, CO.

HUD lists 21 assisted multifamily properties in Jefferson County, CO with 1,985 units; 142 Jefferson, CO units are assisted, 2 Jefferson, CO properties under project-based Section 8.

11,839 of the 253,574 housing units in Jefferson, CO sit vacant. Jefferson County, CO permitted 168 multifamily units in twelve months; Jefferson, CO's one-to-four unit structures added 845 units in Jefferson County, CO.