ZIP 80228 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 80228 (Jefferson County, Colorado) lands at 33/100 — moderate on DLRadar's distress scoring. On the structural side it scores 74/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (60/100). Leading the profile are structural risk (74/100), construction/permit lag (64/100), institutional ownership (51/100). By contrast, mortgage stress (15/100) register low.

The contraction-phase market in 80228 posted values that fell 1.0% over the year, 1.2% off the recent peak, and 6% higher over three years, at 17/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Owners hold 68% of homes, renters 32%. The ZIP holds roughly 15,974 housing units. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Around 37% of renters are cost-burdened. The vacancy rate is 4.5%. About 60% have a four-year degree. About 34,677 people live here, median age 39. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $641,300, an affordability ratio of 5.5×. At $110,013, median income runs above typical U.S. levels.

Taken together, 80228 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 80228 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 80228 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 80228 shows as blanks, never estimates, and the score updates on every fresh public filing.

80228's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 80228 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.