ZIP 80109 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 80109 (Douglas County, Colorado) lands at 23/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (90/100). Property-level stress concentrates in construction/permit lag (85/100), structural risk (52/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Structural exposure scores 52 and live distress 1 on the 0–100 scale.

The market reads contraction — home values fell 1.0% year on year, 1.2% off the recent peak, and 1% lower over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

27,795 residents call 80109 home, typically aged 36. The tenure split is 79% owner-occupied to 21% rented. The vacancy rate is 1.6%. Around 55% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. Around 57% of adults hold a bachelor's degree or higher. A median home runs $675,500 here, or 4.4 times local income. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. There are about 9,873 housing units across 80109. Households earn a median $148,417 — above the roughly $78,000 national figure.

Net-net, 80109 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 80109 at the moment; the composite and its components are still built from verifiable records.

Whether 80109 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80109 can be compared directly against any other ZIP in Douglas County, Colorado or nationwide. Nothing here is interpolated — where a source is thin for 80109, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 23/100 figure for 80109 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 80109 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.