ZIP 80421 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 80421 (Park County, Colorado) returns a minimal composite of 10/100. The split runs 23/100 structural to 2/100 active on the ground. What sets it apart are the readings on construction/permit lag (48/100), structural risk (23/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (4/100) register low.

The contraction-phase market in 80421 posted values that fell 1.0% over the year, 1.2% off the recent peak, and 7% higher over three years (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The tenure split is 91% owner-occupied to 9% rented. 6.5% of residents fall below the poverty threshold. Vacancy runs 16.5%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 41% bachelor's-or-above. At $105,617, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 27/100. Rent burden reaches 8% of tenant households. 8,601 residents call 80421 home, typically aged 49. There are about 4,597 housing units across 80421. Home values center near $578,700, an affordability ratio of 5.2×.

On the whole, 80421 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 80421 at the moment; the composite and its components are still built from verifiable public records.

The 80421 read uses the identical public-record model applied coast to coast, which means its 10/100 score means exactly what it means anywhere else, and 80421 stays directly comparable to neighboring ZIPs and the rest of Park County, Colorado. The score is rebuilt from public data as it updates, so 80421 reflects the current record instead of a stale or modeled snapshot.

Each component behind 80421 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. The point of the 80421 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.