ZIP 80436 Foreclosure, Tax-Lien & Distress Report

Clear Creek County, Colorado's ZIP 80436 registers 16/100 composite distress, which DLRadar reads as low. Structural risk reads 36/100 against active distress of 2/100. Its standout signals are construction/permit lag (64/100), structural risk (36/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (5/100).

The market reads contraction — home values fell 1.0% year on year, 1.2% off the recent peak, and 36% higher over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

The typical home is worth about $375,500 (6.2× income). The vacancy rate is 33.5% — elevated. 343 residents call 80436 home, typically aged 59. There are about 288 housing units across 80436. About 11% have a four-year degree. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. 100% of housing is owner-occupied. Median household income is $59,402, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 47/100.

Taken together, 80436 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 80436's 16/100 can be lined up against any neighbor in Clear Creek County, Colorado or any ZIP coast to coast. Where the record is thin for 80436, the field stays empty rather than modeled, and fills in as new documents post.

Behind 80436's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 80436 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.