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ZIP 81620 Foreclosure, Tax-Lien & Distress Report

Eagle County, Colorado · High Vacancy market

ZIP code 81620 in Eagle County, Colorado carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (46/100), structural risk (36/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (80/100). Structurally it carries 36/100, against 2/100 of stress already in motion.

The contraction-phase market in 81620 posted values that held roughly flat over the year, and 7% higher over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Owners hold 54% of homes, renters 46%. The vacancy rate is 53.3% — elevated. The poverty rate is 8.6%. The ZIP holds roughly 9,585 housing units. At $99,152, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 54/100. Rent burden reaches 53% of tenant households. About 11,085 people live here, median age 36. Around 46% of adults hold a bachelor's degree or higher. Home values center near $861,500, an affordability ratio of 9.6× — stretched.

Taken together, 81620 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 81620 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 81620 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Eagle County, Colorado and the nation. Where the public record is thin for 81620, the field stays empty rather than modeled, and fills in as new documents post.

81620's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 81620 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

17/100
Composite stress
36/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 81620

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk80
9 further distress layers are graded for 81620

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 81620 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Every distressed parcel in 81620 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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