ZIP 81620 Property Distress & Foreclosure Data

ZIP code 81620 in Eagle County, Colorado carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (93/100), structural risk (48/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (80/100). The latent-versus-live split is 48/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 7% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

54% of housing is owner-occupied. The vacancy rate is 53.3% — elevated. The poverty rate is 8.6%. The ZIP holds roughly 9,585 housing units. At $99,152, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 54/100. Around 53% of renters are cost-burdened. 11,085 residents call 81620 home, typically aged 36. Around 46% of adults hold a bachelor's degree or higher. The typical home is worth about $861,500 (9.6× income, severely stretched).

Taken together, 81620 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.