Eagle County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Eagle County, Colorado? DLRadar grades every Eagle County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Eagle County breakdown.
- Eagle County's most distressed ZIP is 80426 at 17/100.
- 13 ZIP codes tracked in Eagle County, averaging 17/100 distress.
- Eagle County reads contraction — home values down 0.3% year over year, 0.7% off peak.
- Vacancy runs 32% across Eagle County's tracked ZIPs, with a 10.1% poverty rate.
- The typical Eagle County home is worth about $975,185 against a ~$100,820 median income.
- Lending headwind in Eagle County sits at 71/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 80426 | 17/100 |
| 2 | 80463 | 17/100 |
| 3 | 81620 | 17/100 |
| 4 | 81631 | 17/100 |
| 5 | 81632 | 17/100 |
| 6 | 81645 | 17/100 |
| 7 | 81649 | 17/100 |
| 8 | 81655 | 17/100 |
| 9 | 81657 | 17/100 |
| 10 | 80423 | 16/100 |
| 11 | 81621 | 16/100 |
| 12 | 81637 | 16/100 |
Most distressed ZIP codes in Eagle County (composite distress 0-100, 2026)
What is driving Eagle County distress
Eagle County's placement in the national index rests on public filings — a 17/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Eagle County market phase and pricing
Eagle County currently sits in contraction after a 0.3% decline in the past twelve months, 0.7% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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What people ask
What is the most distressed ZIP code in Eagle County, CO?
ZIP 80426 leads Eagle County at 17/100, recomputed monthly from public records.
What stage of the price cycle is Eagle County at?
Eagle County currently sits in contraction, with values down 0.3% year on year, based on FHFA price-index trajectory.
What is this Eagle County analysis built from?
Each Eagle County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 13 local ZIPs and every other county in the country.
How much do distress scores vary between Eagle County ZIP codes?
One county number flattens a wide range. Across the Eagle County ZIPs DLRadar ranks, scores run from 17/100 in 80426 down to 16/100 in 81637, against a Eagle County average of 17/100. A spread of 1 points means Eagle County has to be worked ZIP by ZIP.
What do Eagle County home values and vacancy say about distressed supply?
The typical Eagle County home carries about $975,185 of value against a median household income near $100,820. Vacancy across Eagle County's tracked ZIPs runs 32% and the poverty rate is 10.1%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Eagle County's foreclosure and tax-lien filings and its 71/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.