ZIP 81631 Property Distress & Foreclosure Data

DLRadar grades ZIP 81631 (Eagle County, Colorado) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (93/100), structural risk (48/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100). The latent-versus-live split is 48/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (80/100)).

The peak-phase market in 81631 posted values that rose 1.3% over the year, and 22% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $104,430 — above the roughly $78,000 national figure. A median home runs $735,800 here, or 6.9 times local income. The vacancy rate is 6.6%. Around 43% of renters are cost-burdened. About 52% have a four-year degree. The tenure split is 72% owner-occupied to 28% rented. Roughly 7.6% live below the poverty line. The ZIP holds roughly 3,416 housing units. On demographic stress specifically, 81631 scores 38/100. Population is roughly 8,676 with a median age of 38.

On balance 81631 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.