ZIP 81657 Property Distress & Foreclosure Data

ZIP code 81657 in Eagle County, Colorado carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (93/100), structural risk (48/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (80/100). The latent-versus-live split is 48/100 structural and 2/100 already moving.

The market reads peak — home values rose 1.3% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 68% bachelor's-or-above. Around 49% of renters are cost-burdened. 6.3% of residents fall below the poverty threshold. The ZIP holds roughly 7,010 housing units. Median household income is $105,370, above the U.S. median near $78,000. Home values center near $1,501,800, an affordability ratio of 9.9× — stretched. The vacancy rate is 65.7% — elevated. DLRadar's demographic-stress index for the area reads 51/100. About 4,971 people live here, median age 49. Owners hold 68% of homes, renters 32%.

Net-net, 81657 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.