ZIP 81645 Property Distress & Foreclosure Data

DLRadar grades ZIP 81645 (Eagle County, Colorado) at a low 22/100 for overall property distress. Structural risk reads 48/100 against active distress of 2/100. Property-level stress concentrates in construction/permit lag (93/100), structural risk (48/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (80/100).

The market reads peak — home values rose 1.3% year on year, and 22% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 69% of homes, renters 31%. Median household income is $108,897, above the U.S. median near $78,000. Home values center near $1,089,600, an affordability ratio of 9.8× — stretched. Rent burden reaches 46% of tenant households. Vacancy runs 22.4%, above the national norm and a classic distress-and-opportunity signal. 6.5% of residents fall below the poverty threshold. There are about 551 housing units across 81645. DLRadar's demographic-stress index for the area reads 48/100. About 1,024 people live here, median age 38. Educational attainment sits at 58% bachelor's-or-above.

Net-net, 81645 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.