Summit County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Summit County, CO distress report, 2026: 4 ZIPs scored in Summit, CO, Summit, CO average 16/100; the top Summit, CO ZIP is 80424 at 16/100; Summit, CO market phase contraction, Summit, CO prices -0.3% year over year.
- Summit, CO ranks #1,030 nationally (opportunity index); Summit, CO #15 in Colorado; Summit, CO index 31.0.
- Summit, CO: no CFPB county sample; Summit, CO non-metro area reading 0.8%.
- Summit, CO ZIP phases: 4 contraction.
- Summit, CO residential listings tracked: 6 across 4 ZIPs; Summit, CO candidate listings 3.
- Summit, CO lenders on watch: 1; largest Summit, CO footprint Alpine Bank (4 branches).
- Summit, CO most distressed ZIP: 80424 at 16/100.
Summit, CO figures: DLRadar distress index; Summit, CO inputs: CFPB, FHFA, HUD, FDIC; Summit, CO rebuilt as sources refresh.
| Rank | Summit, CO ZIP | Score |
|---|---|---|
| 1 | 80424 | 16/100 |
| 2 | 80435 | 16/100 |
| 3 | 80443 | 16/100 |
| 4 | 80498 | 16/100 |
Most distressed Summit, CO ZIPs (0-100, 2026)
Mortgage delinquency around Summit, CO
No CFPB county sample covers Summit, CO; the non-metro area reading for Summit, CO: 0.8% ninety-plus; Summit, CO area thirty-to-eighty-nine 1.5% (December 2025, Summit, CO); Colorado overall 0.7%.
Opportunity index: Summit, CO
Summit, CO index 31.0, Summit, CO phase early_signal; Summit, CO primary driver vacancy, Summit, CO second driver bank institutional. Summit, CO components: property stress 28.0, foreclosure pressure 32.6, listing discounts 10.2, bank stress 64.3, insurance 0.0; Summit, CO pulse 40.5; Summit, CO capital opportunity 16.8.
ZIP market phases inside Summit, CO
4 Summit, CO ZIPs carry a price-cycle phase; Summit, CO ZIPs by phase (Summit, CO), deepest drawdown first: contraction, -0.3% YoY, 0.7% off peak (Summit, CO): 80424, 80435, 80443; contraction, -0.2% YoY, 0.7% off peak (Summit, CO): 80498.
Residential listings by Summit, CO ZIP
Summit, CO ZIPs with the most tracked Summit, CO residential listings: 80424 3 listings, 3 candidates, bank pressure 66; 80498 3 listings, 0 candidates, bank pressure 67; 80435 0 listings, 0 candidates, bank pressure 66; 80443 0 listings, 0 candidates, bank pressure 66 (Summit, CO). Summit, CO totals: 6 listings; Summit, CO candidates 3; active ZIPs 1.
Lenders with branches in Summit, CO
Summit, CO lenders by branch count: Alpine Bank (Summit, CO): stress 62, 4 branches low in Summit, CO.
Vacancy and permits, Summit, CO
19,706 of 32,251 Summit, CO housing units are vacant; Summit, CO permits, twelve months: 201 multifamily units in Summit, CO, 126 one-to-four unit units.
Work Summit, CO at the parcel level
Every Summit, CO parcel carries owner and address; every Summit, CO parcel carries APN; Summit, CO distress scores sit on the Summit, CO live board.
Summit, CO figures refresh with each source.
Summit, CO questions
Most distressed ZIP code in Summit County, CO?
ZIP 80424 leads Summit, CO at 16/100; next in Summit, CO: 80435 at 16/100; the Summit, CO average is 16/100.
Where does Summit County, CO rank for investment opportunity?
Summit, CO is #1,030 among all ranked counties, #15 in Colorado; the Summit, CO driver is vacancy; Summit, CO moved down 805 places.
How many mortgages are delinquent in Summit County, CO?
Summit, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Summit, CO.
Which banks lend in Summit County, CO?
1 watched lenders hold Summit, CO branches; the largest Summit, CO footprints are Alpine Bank (4).
More on Summit, CO
Summit County, CO distress report: public-record figures for Summit, CO; not legal advice for Summit, CO; not tax or investment advice; verify every Summit, CO record before acting.