Summit County, CO: Home-Insurance Distress & Forced-Sale Pressure
Summit County, CO: 5/100 (low) home-insurance distress; Summit, CO band LOW; Summit, CO #2,438 of 3,222 counties; Summit, CO #27 of 64 in Colorado; raw Summit, CO 6.1; Summit, CO coverage multiplier 0.85.
FEMA hazard, Summit, CO: 0/100; Summit, CO declarations, three years: none.
NFIP claims, Summit, CO, three years: 1; Summit, CO payouts $0; per Summit, CO claim $0; Summit, CO claim-stress 15/100.
Summit, CO monthly score fell, 6 (March 2026) to 5 (October 2026); Summit, CO by month: March 6, April 6, May 5, June 5 (Summit, CO), July 5, August 5, September 5, October 5.
Summit, CO components: NFIP claims 15; Summit, CO retreat index 5; Summit, CO climate multiplier 0.85.
Construction distress, Summit, CO: 46/100 as of August 2026 (Summit, CO: 74/100 one-to-four unit, 15/100 multifamily).
Summit, CO ZIPs, June 2026 (Summit, CO, 4 highest): score 0 (Summit, CO), climate 66 (Summit, CO): 80424, 80435, 80443; score 0 (Summit, CO), climate 65 (Summit, CO): 80498.
DLRadar rescores Summit, CO monthly; Summit, CO readings join Summit, CO foreclosure, lien and ownership parcels (Summit, CO), so cost-squeezed Summit, CO owners surface before listing.
Inside Colorado, Summit County ranks 27th of 64 counties for home-insurance distress at 5/100; Saguache County (5/100) sits just above Summit County, and Alamosa County (0/100) sits just below Summit County.
Deterministic. Every Summit County, CO signal traces to a public Summit dataset (FEMA, NFIP, Census for Summit, CO) · how insurance distress works in Summit, CO · methodology
FAQ: Summit County, CO insurance distress
What is the Summit County, CO home-insurance-distress score?
Summit, CO: 5/100 (LOW), #2,438 of 3,222, #27 in Colorado. FEMA hazard, Summit, CO: 0/100; NFIP stress, Summit, CO: 15/100; construction, Summit, CO: 46/100; Summit, CO rescores monthly.
Is Summit County insurance distress getting better or worse (CO)?
Summit, CO: 6 in March 2026; Summit, CO: 5 in October 2026 (better); Summit, CO NFIP claims score 15.
How many flood-insurance claims has Summit County, CO had?
Summit, CO: 1 NFIP claims, three years; Summit, CO paid $0; per Summit, CO claim $0; carriers reprice Summit, CO against that record.
Which Summit County ZIP codes carry the most insurance distress (CO)?
Summit, CO, June 2026: 80424 at 0, 80435 at 0, 80443 at 0, 80498 at 0; Summit, CO climate scores there: 66, 66, 66, 65.
Why does Summit, CO insurance distress create sellers?
A Summit, CO premium outruns the Summit, CO budget; a carrier leaves Summit, CO; Summit, CO carrying cost passes plan; Summit, CO owners sell while current; Summit, CO insurance distress leads Summit, CO foreclosure data.