ZIP 81413 Property Distress & Foreclosure Data

ZIP code 81413 in Delta County, Colorado carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 38/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (90/100), structural risk (38/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 14% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 41/100. The vacancy rate is 25.0% — elevated. 5,543 residents call 81413 home, typically aged 51. Around 62% of renters are cost-burdened. 78% of housing is owner-occupied. Around 34% of adults hold a bachelor's degree or higher. The poverty rate is 12.9%. The typical home is worth about $355,800 (5.8× income). At $56,458, median income runs below typical U.S. levels. The ZIP holds roughly 3,025 housing units.

Taken together, 81413 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.