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ZIP 81643 Foreclosure, Tax-Lien & Distress Report

Mesa County, Colorado · High Vacancy market

DLRadar grades ZIP 81643 (Mesa County, Colorado) at a low 18/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (76/100). What sets it apart are the readings on construction/permit lag (60/100), structural risk (38/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. The split runs 38/100 structural to 1/100 active on the ground.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, and 41% higher over three years, at 64/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 661 housing units across 81643. Home values center near $605,300, an affordability ratio of 4.6×. 0.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 35/100. About 957 people live here, median age 38. Households earn a median $125,469 — above the roughly $78,000 national figure. Vacancy runs 42.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 61% of tenant households. 92% of housing is owner-occupied. Around 36% of adults hold a bachelor's degree or higher.

Taken together, 81643 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 81643's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 81643, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 for 81643 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 81643 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
38/100
Structural risk
1/100
Distress activity

ZIP 81643 distress signals, scored

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk76
Another 9 scored dimensions sit behind 81643

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 81643 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 81643, the same set carried on every parcel.

Loading ZIP 81643 stress data…

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The complete 81643 distress and acquisition report

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