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ZIP 81505 Foreclosure, Tax-Lien & Distress Report

Mesa County, Colorado · Distress market

Scored purely from public records, 81505 (Mesa County, Colorado) returns a low composite of 18/100. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). Structural risk reads 38/100 against active distress of 1/100. The pressure is most legible in construction/permit lag (60/100), structural risk (38/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads expansion — home values rose 7.4% year on year, and 14% higher over three years (phase confidence 64/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 5,847 housing units across 81505. Educational attainment sits at 42% bachelor's-or-above. 11,959 residents call 81505 home, typically aged 42. Rent burden reaches 46% of tenant households. A median home runs $467,800 here, or 5.0 times local income. The tenure split is 70% owner-occupied to 30% rented. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 81505 scores 33/100. Median household income is $87,677, above the U.S. median near $78,000. Vacancy runs 2.6%.

Broadly, 81505 is a steadier market — the deals are the exceptions, not the rule. While 81505 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 81505 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. 81505 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

81505's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 81505 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

18/100
Composite stress
38/100
Structural risk
1/100
Distress activity

What is driving ZIP 81505’s distress

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk76
9 further distress layers are graded for 81505

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 81505 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Every distressed parcel in 81505 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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