ZIP 81520 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 81520 (Mesa County, Colorado) returns a low composite of 18/100. Structural exposure scores 38 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). The pressure is most legible in construction/permit lag (60/100), structural risk (38/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

The market reads expansion — home values rose 7.4% year on year, and 20% higher over three years (phase confidence 64/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 5,428 housing units. The vacancy rate is 3.8%. 13,454 residents call 81520 home, typically aged 36. Educational attainment sits at 11% bachelor's-or-above. The typical home is worth about $249,600 (4.5× income). At $50,769, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 38/100. The poverty rate is 19.1% — high, a tax-stress and distress correlate. The tenure split is 66% owner-occupied to 34% rented. Rent burden reaches 46% of tenant households.

Overall, 81520 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 81520 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 81520's 18/100 can be lined up against any neighbor in Mesa County, Colorado or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 81520, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 figure for 81520 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 81520 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.