ZIP 81520 Property Distress & Foreclosure Data

Mesa County, Colorado's ZIP 81520 registers 19/100 composite distress, which DLRadar reads as low. Structural risk reads 42/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (76/100)). The most distinctive pressure shows up in construction/permit lag (74/100), structural risk (42/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The expansion-phase market in 81520 posted values that rose 5.4% over the year, and 20% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 5,428 housing units across 81520. Vacancy runs 3.8%. Population is roughly 13,454 with a median age of 36. About 11% have a four-year degree. A median home runs $249,600 here, or 4.5 times local income. Households earn a median $50,769 — below the roughly $78,000 national figure. On demographic stress specifically, 81520 scores 38/100. Roughly 19.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 66% owner-occupied to 34% rented. Rent burden reaches 46% of tenant households.

On balance 81520 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.