ZIP 81504 Property Distress & Foreclosure Data

In Mesa County, Colorado, ZIP 81504 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). Its standout signals are construction/permit lag (74/100), structural risk (42/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Structural exposure scores 42 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 5.4% year on year, and 15% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 3.3%. There are about 13,314 housing units across 81504. Owners hold 79% of homes, renters 21%. Educational attainment sits at 21% bachelor's-or-above. About 31,949 people live here, median age 37. Rent burden reaches 49% of tenant households. Home values center near $316,500, an affordability ratio of 4.3×. DLRadar's demographic-stress index for the area reads 34/100. 12.0% of residents fall below the poverty threshold. Median household income is $67,907, below the U.S. median near $78,000.

Net-net, 81504 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.