ZIP 81504 Foreclosure, Tax-Lien & Distress Report

ZIP 81504's composite property-distress score is 18/100 - DLRadar classes that as low for Mesa County, Colorado. Environmental exposure also runs high (climate & FEMA risk (76/100)). Its heaviest discrete signals: construction/permit lag (60/100), structural risk (38/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural risk reads 38/100 against active distress of 1/100.

The market reads expansion — home values rose 7.4% year on year, and 15% higher over three years, at 64/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 3.3%. There are about 13,314 housing units across 81504. 79% of housing is owner-occupied. About 21% have a four-year degree. Population is roughly 31,949 with a median age of 37. Around 49% of renters are cost-burdened. A median home runs $316,500 here, or 4.3 times local income. On demographic stress specifically, 81504 scores 34/100. 12.0% of residents fall below the poverty threshold. Median household income is $67,907, below the U.S. median near $78,000.

Net-net, 81504 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 81504 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 81504 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 81504 stays directly comparable to neighboring ZIPs and the rest of Mesa County, Colorado. Nothing here is interpolated — where a source is thin for 81504, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 figure for 81504 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 81504 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.