ZIP 81630 Foreclosure, Tax-Lien & Distress Report
Garfield County, Colorado · High Vacancy market
Scored purely from public records, 81630 (Garfield County, Colorado) returns a low composite of 16/100. Structural risk reads 35/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (70/100). Leading the profile are construction/permit lag (44/100), structural risk (35/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).
The market reads peak — home values rose 1.5% year on year (phase confidence 9/100). Topping markets hide individual distress behind strong averages.
84% of housing is owner-occupied. At $72,344, median income runs near typical U.S. levels. Population is roughly 1,052 with a median age of 40. Around 19% of adults hold a bachelor's degree or higher. A median home runs $269,400 here, or 3.8 times local income. DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 437 housing units. The poverty rate is 12.0%. Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 21% of tenant households.
Net-net, 81630 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 81630 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 81630's 16/100 can be lined up against any neighbor in Garfield County, Colorado or any ZIP coast to coast. Sparse data for 81630 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 81630's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 81630 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 81630’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 81630 distress snapshot
A live read on 81630: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Garfield County
Keep exploring Colorado distress
Additional distress intelligence spanning Garfield County, Colorado by ZIP, county and state.
Get the full acquisition report for 81630
Every distressed parcel in 81630 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology