ZIP 81630 Property Distress & Foreclosure Data

In Garfield County, Colorado, ZIP 81630 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 41/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). Its standout signals are construction/permit lag (69/100), structural risk (41/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 2.3% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 84% of homes, renters 16%. Median household income is $72,344, near the U.S. median near $78,000. About 1,052 people live here, median age 40. Educational attainment sits at 19% bachelor's-or-above. Home values center near $269,400, an affordability ratio of 3.8× — accessible. DLRadar's demographic-stress index for the area reads 30/100. There are about 437 housing units across 81630. 12.0% of residents fall below the poverty threshold. Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 21% of tenant households.

Net-net, 81630 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.