ZIP 81647 Property Distress & Foreclosure Data

Garfield County, Colorado's ZIP 81647 registers 17/100 composite distress, which DLRadar reads as low. Structural exposure scores 39 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (39/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (68/100).

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 27% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

76% of housing is owner-occupied. The typical home is worth about $456,200 (5.9× income). The poverty rate is 9.1%. Around 32% of adults hold a bachelor's degree or higher. 7,037 residents call 81647 home, typically aged 39. Vacancy runs 5.3%. Rent burden reaches 30% of tenant households. There are about 2,868 housing units across 81647. The demographic-stress sub-score lands at 34/100. At $80,139, median income runs near typical U.S. levels.

Overall, 81647 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.